| Loans for residential purposes | Collateralized by housing | ||||||||||||||
| Rate of payback in income | Bullet and balloon loans | Without calculating Rate of payback in income | Total performance | Avg. payback rate | Total performance | Avg. payback rate | |||||||||
| 0%-10% | 10%-20% | 20%-30% | 30%-40% | 40%-50% | 50%-60% | 60%-80% | above 80% | ||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | ||
| LTV | |||||||||||||||
| Up to 30% | 1 | ||||||||||||||
| >30% - 45% | 2 | ||||||||||||||
| >45% - 60% | 3 | ||||||||||||||
| >60% - 75% | 4 | ||||||||||||||
| >75% - 90% | 5 | ||||||||||||||
| >90% | 6 | ||||||||||||||
| Calculated without security | 7 | ||||||||||||||
| Total | 8 | ||||||||||||||
| Thereof: Apartment credit at reduced price | 9 | ||||||||||||||