| Current period | Year (-1) | Current period | Year (-1) | ||
| Contract balances | Contract balances | Allowance for credit losses | Allowance for credit losses | ||
| 1 | 1 | 2 | 2 | ||
| Cosolidated | |||||
| Documentary credit | 1 | ||||
| Credit guarantees | 2 | ||||
| Of which: Guarantees for debt balances deriving from credit card transactions | 3 | ||||
| Guarantees to purchasers of homes | 4 | ||||
| Other guarantees and liabilities | 5 | ||||
| Unutilized credit facilities for card credits | 6 | ||||
| Unutilized revolving overdraft and other on-demand credit facilities | 7 | ||||
| Irrevocable commitments to grant credit which has been approved but not yet drawn | 8 | ||||
| Commitments to issue guarantees | 9 | ||||
| Total | 10 | ||||
| Bank | |||||
| Documentary credit | 11 | ||||
| Credit guarantees | 12 | ||||
| Of which: Guarantees for debt balances deriving from credit card transactions | 13 | ||||
| Guarantees to department purchases | 14 | ||||
| Other guarantees and liabilities | 15 | ||||
| Unutilized credit facilities for card credits | 16 | ||||
| Unutilized revolving overdraft and other on-demand credit facilities | 17 | ||||
| Irrevocable commitments to grant credit which has been approved but not yet drawn | 18 | ||||
| Commitments to issue guarantees | 19 | ||||
| Total | 20 | ||||