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label_boi_t809-4 - 809A-4 Movement in total allowance for credit losses in respect of balance sheet and off balance sheet credit to the public - Consolidated

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		Movement in total allowance for credit losses
		Individual	Group		Total
			Extent of arrears	Other
		1	2	3	4

A. Balance sheet credit to the public - borrowers' activity in Israel
Balance of allowance for credit losses as of beginning of year	1
Provision in respect of loan losses attributed to Profit and Loss
Increase (decrease) in group allowance for credit losses	2
Individual provisions for credit losses, gross	3
Decrease in individual allowance for credit losses recorded in previous years	4
Writeoffs	5
Collection of debts written off in previous years	6
Total	7
Writeoffs	8
Collection of debts written off in previous years	9
Net accounts written off	10
Other	11
Balance of allowance for credit losses as of end of quarter	12
B. Balance sheet credit to the public - borrowers' activity abroad
Balance of allowance for credit losses as of beginning of year	13
Provision in respect of loan losses attributed to Profit and Loss
Increase (decrease) in group allowance for credit losses	14
Individual provisions for credit losses, gross	15
Decrease in individual allowance for credit losses recorded in previous years	16
Writeoffs	17
Collection of debts written off in previous years	18
Total	19
Writeoffs	20
Collection of debts written off in previous years	21
Net accounts written off	22
Other	23
Balance of allowance for credit losses as of end of quarter	24
Total balance sheet
Total loan loss provisions attributed to Profit and Loss	25
Off balance sheet - Israel
Total loan loss provisions attributed to Profit and Loss	26
Off balance sheet - abroad
Total loan loss provisions attributed to Profit and Loss	27
Total balance sheet and off balance sheet
Total loan loss provisions attributed to Profit and Loss	28