Index
Constraints
DPM Mapboemd_tNS.09.01.01.01 - Best Estimate Assumptions for Life Insurance Risks [percentage]
| Valuation year Y basis | Previous year Y-1 basis | Previous year Y-1 experience | Previous year Y-2 experience | Previous year Y-3 experience | Previous year Y-4 experience | Previous year Y-5 experience | Underlying table | Subcategory description | ||
| C0010 | C0020 | C0030 | C0040 | C0050 | C0060 | C0070 | C0080 | C0090 | ||
| Assumption | R0009 | |||||||||
| Assurance mortality (male non-smoker) | R0010 | |||||||||
| Subcategory 1 | R0020 | |||||||||
| Subcategory 2 | R0030 | |||||||||
| Subcategory 3 | R0040 | |||||||||
| Assurance mortality (male aggregate) | R0050 | |||||||||
| Subcategory 1 | R0060 | |||||||||
| Subcategory 2 | R0070 | |||||||||
| Subcategory 3 | R0080 | |||||||||
| Assurance mortality (male smoker) | R0090 | |||||||||
| Subcategory 1 | R0100 | |||||||||
| Subcategory 2 | R0110 | |||||||||
| Subcategory 3 | R0120 | |||||||||
| Assurance mortality (female non-smoker) | R0130 | |||||||||
| Subcategory 1 | R0140 | |||||||||
| Subcategory 2 | R0150 | |||||||||
| Subcategory 3 | R0160 | |||||||||
| Assurance mortality (female aggregate) | R0170 | |||||||||
| Subcategory 1 | R0180 | |||||||||
| Subcategory 2 | R0190 | |||||||||
| Subcategory 3 | R0200 | |||||||||
| Assurance mortality (female smoker) | R0210 | |||||||||
| Subcategory 1 | R0220 | |||||||||
| Subcategory 2 | R0230 | |||||||||
| Subcategory 3 | R0240 | |||||||||
| Assurance mortality change per annum | R0250 | |||||||||
| Subcategory 1 | R0260 | |||||||||
| Subcategory 2 | R0270 | |||||||||
| Subcategory 3 | R0280 | |||||||||
| Individual pension annuitant mortality (male) | R0290 | |||||||||
| Subcategory 1 | R0300 | |||||||||
| Subcategory 2 | R0310 | |||||||||
| Subcategory 3 | R0320 | |||||||||
| Individual pension annuitant mortality (female) | R0330 | |||||||||
| Subcategory 1 | R0340 | |||||||||
| Subcategory 2 | R0350 | |||||||||
| Subcategory 3 | R0360 | |||||||||
| Bulk pension annuitant mortality (male) | R0370 | |||||||||
| Subcategory 1 | R0380 | |||||||||
| Subcategory 2 | R0390 | |||||||||
| Subcategory 3 | R0400 | |||||||||
| Bulk pension annuitant mortality (female) | R0410 | |||||||||
| Subcategory 1 | R0420 | |||||||||
| Subcategory 2 | R0430 | |||||||||
| Subcategory 3 | R0440 | |||||||||
| Critical illness (male non-smoker) | R0450 | |||||||||
| Subcategory 1 | R0460 | |||||||||
| Subcategory 2 | R0470 | |||||||||
| Subcategory 3 | R0480 | |||||||||
| Critical illness (female non-smoker) | R0490 | |||||||||
| Subcategory 1 | R0500 | |||||||||
| Subcategory 2 | R0510 | |||||||||
| Subcategory 3 | R0520 | |||||||||
| Critical illness change per annum | R0530 | |||||||||
| Subcategory 1 | R0540 | |||||||||
| Subcategory 2 | R0550 | |||||||||
| Subcategory 3 | R0560 | |||||||||
| Income protection inception (male) | R0570 | |||||||||
| Subcategory 1 | R0580 | |||||||||
| Subcategory 2 | R0590 | |||||||||
| Subcategory 3 | R0600 | |||||||||
| Income protection inception (female) | R0610 | |||||||||
| Subcategory 1 | R0620 | |||||||||
| Subcategory 2 | R0630 | |||||||||
| Subcategory 3 | R0640 | |||||||||
| Income protection termination (male) | R0650 | |||||||||
| Subcategory 1 | R0660 | |||||||||
| Subcategory 2 | R0670 | |||||||||
| Subcategory 3 | R0680 | |||||||||
| Income protection termination (female) | R0690 | |||||||||
| Subcategory 1 | R0700 | |||||||||
| Subcategory 2 | R0710 | |||||||||
| Subcategory 3 | R0720 | |||||||||
| Lapse rate per annum, years 11+, with-profits endowment | R0730 | |||||||||
| Subcategory 1 | R0740 | |||||||||
| Subcategory 2 | R0750 | |||||||||
| Subcategory 3 | R0760 | |||||||||
| Lapse rate per annum, years 11+, unit-linked endowment | R0770 | |||||||||
| Subcategory 1 | R0780 | |||||||||
| Subcategory 2 | R0790 | |||||||||
| Subcategory 3 | R0800 | |||||||||
| Lapse rate per annum, years 1-5, level term | R0810 | |||||||||
| Subcategory 1 | R0820 | |||||||||
| Subcategory 2 | R0830 | |||||||||
| Subcategory 3 | R0840 | |||||||||
| Lapse rate per annum, years 6-10, level term | R0850 | |||||||||
| Subcategory 1 | R0860 | |||||||||
| Subcategory 2 | R0870 | |||||||||
| Subcategory 3 | R0880 | |||||||||
| Lapse rate per annum, years 11+, level term | R0890 | |||||||||
| Subcategory 1 | R0900 | |||||||||
| Subcategory 2 | R0910 | |||||||||
| Subcategory 3 | R0920 | |||||||||
| Lapse rate per annum, years 1-5, decreasing term | R0930 | |||||||||
| Subcategory 1 | R0940 | |||||||||
| Subcategory 2 | R0950 | |||||||||
| Subcategory 3 | R0960 | |||||||||
| Lapse rate per annum, years 6-10, decreasing term | R0970 | |||||||||
| Subcategory 1 | R0980 | |||||||||
| Subcategory 2 | R0990 | |||||||||
| Subcategory 3 | R1000 | |||||||||
| Lapse rate per annum, years 11+, decreasing term | R1010 | |||||||||
| Subcategory 1 | R1020 | |||||||||
| Subcategory 2 | R1030 | |||||||||
| Subcategory 3 | R1040 | |||||||||
| Lapse rate per annum, years 1-5, investment bond | R1050 | |||||||||
| Subcategory 1 | R1060 | |||||||||
| Subcategory 2 | R1070 | |||||||||
| Subcategory 3 | R1080 | |||||||||
| Lapse rate per annum, years 6-10, investment bond | R1090 | |||||||||
| Subcategory 1 | R1100 | |||||||||
| Subcategory 2 | R1110 | |||||||||
| Subcategory 3 | R1120 | |||||||||
| Lapse rate per annum, years 11+, investment bond | R1130 | |||||||||
| Subcategory 1 | R1140 | |||||||||
| Subcategory 2 | R1150 | |||||||||
| Subcategory 3 | R1160 | |||||||||
| Transfer rate per annum pre retirement, individual pensions | R1170 | |||||||||
| Subcategory 1 | R1180 | |||||||||
| Subcategory 2 | R1190 | |||||||||
| Subcategory 3 | R1200 | |||||||||
| Transfer rate per annum pre retirement, group pensions | R1210 | |||||||||
| Subcategory 1 | R1220 | |||||||||
| Subcategory 2 | R1230 | |||||||||
| Subcategory 3 | R1240 | |||||||||
| Guaranteed annuity rate take-up | R1250 | |||||||||
| Subcategory 1 | R1260 | |||||||||
| Subcategory 2 | R1270 | |||||||||
| Subcategory 3 | R1280 | |||||||||
| Expense inflation after valuation date per annum | R1290 | |||||||||
| Subcategory 1 | R1300 | |||||||||
| Subcategory 2 | R1310 | |||||||||
| Subcategory 3 | R1320 | |||||||||