| F 12.01.b | ||||||||||||
| Opening balance | Increases due to origination and acquisition | Decrease due to derecognition repayments and disposals | Changes due to change in credit risk (net) | Changes due to modifications without derecognition (net) | Changes due to update in the institution's methodology for estimation (net) | Decrease in allowance account due to write-offs | Other adjustments | Closing balance | Recoveries of previously written-off amounts recorded directly to the statement of profit or loss | Amounts written-off directly to the statement of profit or loss | ||
| 010 | 020 | 030 | 040 | 050 | 070 | 080 | 090 | 100 | 110 | 120 | ||
| Total provisions on commitments and financial guarantees given | 570 | |||||||||||
| Commitments and financial guarantees given (Stage 1) | 530 | |||||||||||
| Commitments and financial guarantees given (Stage 2) | 540 | |||||||||||
| of which: non-performing exposures | 550 | |||||||||||
| Commitments and financial guarantees given (Stage 3) | 560 | |||||||||||