| Credit issued for housing purposes | |||||||||||||
| Fixed rate | Floating rate | Total | Thereof: credit issued for payback of residential credit issued by other bank | ||||||||||
| Sum NIS ,000 | Interest rate Pct. | Term to final payback Years | Sum NIS ,000 | Benchmark rate Pct. | Rate of increase (decrease) per contract Pct. | Term to final payback Years | Sum NIS ,000 | Interest rate Pct. | Term to final payback Years | Sum NIS ,000 | Interest rate Pct. | ||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | ||
| Term to payback | |||||||||||||
| Up to 1Y | 1 | ||||||||||||
| >1Y - 2Y | 2 | ||||||||||||
| >2Y - 5Y | 3 | ||||||||||||
| >5Y - 10Y | 4 | ||||||||||||
| >10Y - 15Y | 5 | ||||||||||||
| >15Y - 20Y | 6 | ||||||||||||
| >20Y - 25Y | 7 | ||||||||||||
| >25Y | 8 | ||||||||||||
| Credit for which date of change in interest is not known | 9 | ||||||||||||
| Total | 10 | ||||||||||||
| LTV | |||||||||||||
| Up to 30% | 11 | ||||||||||||
| >30% - 45% | 12 | ||||||||||||
| >45% - 60% | 13 | ||||||||||||
| >60% - 75% | 14 | ||||||||||||
| >75% - 90% | 15 | ||||||||||||
| >90% | 16 | ||||||||||||
| Calculated without security | 17 | ||||||||||||
| Total | 18 | ||||||||||||
| Rate of payback in income | |||||||||||||
| Up to 20% | 19 | ||||||||||||
| >20% - 30% | 20 | ||||||||||||
| >30% - 40% | 21 | ||||||||||||
| >40% - 60% | 22 | ||||||||||||
| >60% | 23 | ||||||||||||
| Bullet and balloon loans | 24 | ||||||||||||
| Total | 25 | ||||||||||||
| Thereof: investment dwellings | 26 | ||||||||||||
| Thereof: buying groups | 27 | ||||||||||||