| Current period | Year -1 | ||||||||
| Gross balances | Allowances for credit losses or impairment | Net balances | Gross balances | Allowances for credit losses or impairment | Net balances | ||||
| Impaired or in arrears of 90 days or more | Others | Impaired or in arrears of 90 days or more | Others | ||||||
| 1 | 2 | 3 | 4 | 1 | 2 | 3 | 4 | ||
| Debts, excluding bonds | 1 | ||||||||
| Bonds | 2 | ||||||||
| Off-balance sheet exposures | 3 | ||||||||
| Total | 4 | ||||||||