label_boi_t680-20a - 680-20a - Credit risk, receivables in respect of credit card activity and allowance for credit losses on a consolidated basis - for the last quarter 1. Movement in balance of allowance for credit losses

Current periodQuarter (Year -1)
Credit risk not guaranteed at banksCredit risk guaranteed at banks and otherTotalCredit risk not guaranteed at banksCredit risk guaranteed at banks and otherTotal
Private individualsCommercialPrivate individualsCommercial
Receivables in respect of credit cardsCredit1Receivables in respect of credit cardsCreditReceivables in respect of credit cardsCreditReceivables in respect of credit cardsCredit
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Balance of allowance for credit losses for beginning of year1
Expenses on credit losses2
Accounting write-offs3
Collection of accounting written-off debts in previous years4
Net accounting write-offs5
Other6
Balance of allowance for credit losses for end of year7
Of which: In respect of off-balance-sheet credit instruments8