| Current period | Year (-1) | ||||||||
| Total | Off-balance sheet credit risk total | Total | Off-balance sheet credit risk total | ||||||
| of which: bullet and balloon | of which: variable interest | of which: bullet and balloon | of which: variable interest | ||||||
| 1 | 2 | 3 | 4 | 1 | 2 | 3 | 4 | ||
| First charge: rate of financing: | |||||||||
| Up to 60% | 1 | ||||||||
| Above 60% | 2 | ||||||||
| Second or without charge | 3 | ||||||||
| Total | 4 | ||||||||