| Group allowance1 for credit losses in respect of non problematic balance sheet credit to the public | ||||||||||
| Adjusted annual rate of net writeoffs3 | Adjustments6 | Allowance coefficient7 | Balance of recorded debt | Balance of allowance for credit losses | ||||||
| Past year2 | Minimum | Maximum | Average | Decision5 | ||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ||
| Borrower's activity in Israel | ||||||||||
| Agriculture | 1 | |||||||||
| Mining and quarrying | 2 | |||||||||
| Manufacturing | 3 | |||||||||
| Of which: | ||||||||||
| Electronic and electrical machinery and equipment | 4 | |||||||||
| Metals and metal products | 5 | |||||||||
| Construction materials | 6 | |||||||||
| Rubber and plastic | 7 | |||||||||
| Chemicals industry | 8 | |||||||||
| Pharmaceuticals | 9 | |||||||||
| Crude oil products | 10 | |||||||||
| Food, drink, tobacco | 11 | |||||||||
| Diamonds | 12 | |||||||||
| Electricity, gas, steam and air conditioning supply | 13 | |||||||||
| Water supply, sewerage, waste management and remediation activities | 14 | |||||||||
| Construction and real estate | ||||||||||
| Construction | 15 | |||||||||
| Of which: Purchase groups | 16 | |||||||||
| Of which: Civil engineering works (excluding constructing buildings) | 17 | |||||||||
| Real estate activity | 18 | |||||||||
| Total construction and real estate | 19 | |||||||||
| Trade | 20 | |||||||||
| Of which: Trade in construction products | 21 | |||||||||
| Of which: Trade in vehicles | 22 | |||||||||
| Transport and storage | 23 | |||||||||
| Hotels, hospitality, food | 24 | |||||||||
| Communications and computer services | 25 | |||||||||
| Of which: Communication services | 26 | |||||||||
| Of which: Computerization and information services | 27 | |||||||||
| Financial services | 28 | |||||||||
| Of which: Institutional investors | 29 | |||||||||
| Of which: Holding companies | 30 | |||||||||
| Business and other services | 31 | |||||||||
| Public and community services | 32 | |||||||||
| Of which: Municipal authorities | 33 | |||||||||
| Individuals - loans for housing4 | 34 | |||||||||
| Individuals - other | 35 | |||||||||
| Borrower's total activity in Israel | 36 | |||||||||
| Borrower's total activity abroad | 37 | |||||||||
| Total | 38 | |||||||||